Privacy for PaySplit

PaySplit stores your group, member, expense, and settlement data on-device and optionally in your iCloud account when CloudKit sharing is enabled.

Data We Process

• Group and member names
• Expense and settlement records
• Voice transcription input for expense entry
• App diagnostics needed for reliability

How Data Is Used

• To provide core shared-expense functionality
• To sync and share groups through your iCloud account
• To support subscription entitlement checks through Apple StoreKit

Third Parties

• Apple iCloud / CloudKit for optional sync and sharing
• Apple App Store / StoreKit for subscriptions and billing
• ExchangeRate-API for exchange-rate data used in approximate display conversions

Data Retention

Data remains on your device and iCloud, if enabled, until you delete it from the app or disable iCloud sync for the app.

Currency Conversion

Converted totals are approximate. Rates come from ExchangeRate-API, a third-party provider. PaySplit caches the rates, so they may be out of date.

Converted figures are display-only. They are never persisted, exported, used to calculate or settle a debt, or spoken by Siri. All balances and settlements are calculated in each expense's own currency.

PaySplit supports 155 currencies. The provider's current rate set covers 153 of them. SVC is handled separately using El Salvador's statutory 8.75 SVC = 1 USD peg. KPW has no conversion support. If your expenses use a currency without conversion support, PaySplit shows exact native-currency amounts and no converted total. This is normal and permanent, not an error.

Provider attribution: Rates By Exchange Rate API.

Contact

For privacy questions, contact privacy@getpaysplit.app.